Visa Intelligent Commerce

HTTP-native standard for one-shot, recurring, and streaming machine payments across cards, stablecoins, and Lightning

HTTP Message Signatures (RFC 9421) that let a merchant recognise a legitimate agent before it transacts

Agent-initiated checkout against a merchant using scoped delegated payment tokens, merchant stays merchant of record

Open standard for agentic shopping journeys across retailers, pairing with AP2 for the payment leg

Cryptographic mandates signed by the buyer, proving an agent had authority to spend within set limits